Empowering the Hispanic Consumer to Achieve the American Dream
A Community Development Financial Institution (CDFI), Tricolor utilizes its AI-powered technology to serve as the gateway to 43% of the US Hispanic population, which lacks access to affordable credit.
Differentiated Approach
Direct-to-Consumer
Tricolor leverages its data-driven understanding to create a distinct onine customer journey initially through a retail auto model to provide access to affordable financing on a high quality, certified vehicle and expanding into adjacent strategies across a broad platform of financial services.
Financial Inclusion
For more than a decade, Tricolor has provided access to affordable credit to tens of thousands of borrowers through its responsible lending platform, validated by its certification by the US Treasury as a CDFI and committed to "doing well by doing good”.
Technology Driven
Tricolor has developed a proprietary AI-powered risk model which effectively segments the credit invisible consumer, enabling it to “score the unscoreable”, evidenced by six well-received ABS transactions.
US Hispanic Population
Vast, But Underserved Addressable Market
# 8
Global rank of the US Hispanic GDP
28
Median age of US Hispanics, or about half of the median age for US Whites
82 %
Percentage of US workforce growth rate from Hispanics since the financial crisis
7.6 X
Growth rate of US Hispanic population vs. non-Hispanics
They understand me
They listen
They are my people
I felt... en confianza
How does this add up together?
Accelerating Financial Inclusion & The Flywheel Effect
Read the White Paper
Experienced Management
Our Executive Team is mission driven and committed to excellence in all areas.
